.ao-hero-img[data-astro-cid-5c2a2cyd]{position:absolute;top:0;right:-5px;width:clamp(420px,33vw,620px);height:auto;z-index:1;pointer-events:none}.ao-hero-content[data-astro-cid-5c2a2cyd]{max-width:620px}.ao-hero-inner[data-astro-cid-5c2a2cyd]{max-width:1280px;margin:0 auto;padding:100px 32px 80px;position:relative;z-index:2}.ao-hero-btns[data-astro-cid-5c2a2cyd]{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:32px}.ao-watis-grid[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:340px 1fr;gap:56px;align-items:flex-start}.ao-verplicht-grid[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.ao-five-grid[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-bottom:44px}.ao-dekking-grid[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:28px}.ao-loonplafond-grid[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center}.ao-aanvulling-grid[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.ao-formule[data-astro-cid-5c2a2cyd]{display:flex;align-items:center;justify-content:center;gap:16px;margin-bottom:64px;flex-wrap:wrap}.ao-factors-grid[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:1fr 1fr;gap:20px;max-width:800px;margin:0 auto 40px}.ao-procedure-grid[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}.ao-alert-header[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:120px 1fr;gap:32px;align-items:flex-start;margin-bottom:16px}.ao-alert-list[data-astro-cid-5c2a2cyd]{display:grid;grid-template-columns:1fr 1fr;gap:10px}.ao-tab-inner[data-astro-cid-5c2a2cyd]{display:flex;gap:32px;align-items:flex-start;border-radius:12px}.ao-final-btns[data-astro-cid-5c2a2cyd]{display:flex;gap:24px;justify-content:center;margin-bottom:80px;flex-wrap:wrap}.ao-sticky-nav-bar[data-astro-cid-5c2a2cyd]{position:sticky;top:72px;z-index:90;background:#fff;border-bottom:1px solid rgba(0,31,63,.08);overflow:auto}.ao-sticky-inner[data-astro-cid-5c2a2cyd]{max-width:1280px;margin:0 auto;padding:0 32px;display:flex;gap:0;justify-content:center;flex-wrap:wrap}.ao-container[data-astro-cid-5c2a2cyd]{max-width:1280px;margin:0 auto;padding:0 32px}@media (max-width: 1023px){.ao-container[data-astro-cid-5c2a2cyd],.ao-sticky-inner[data-astro-cid-5c2a2cyd]{padding:0 24px}.ao-watis-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:1fr;gap:32px}.ao-verplicht-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:repeat(2,1fr)}.ao-five-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:repeat(3,1fr)}.ao-aanvulling-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:repeat(2,1fr)}.ao-procedure-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:repeat(2,1fr);gap:32px}.ao-factors-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:1fr}}@media (max-width: 767px){.ao-sticky-nav-bar[data-astro-cid-5c2a2cyd]{display:none}.ao-container[data-astro-cid-5c2a2cyd],.ao-sticky-inner[data-astro-cid-5c2a2cyd]{padding:0 15px}.ao-hero-content[data-astro-cid-5c2a2cyd]{max-width:100%}.ao-hero-img[data-astro-cid-5c2a2cyd]{display:none}.ao-hero-btns[data-astro-cid-5c2a2cyd]{flex-direction:column}.ao-hero-btns[data-astro-cid-5c2a2cyd] a[data-astro-cid-5c2a2cyd]{width:100%;justify-content:center;text-align:center}#watis[data-astro-cid-5c2a2cyd],#verplicht[data-astro-cid-5c2a2cyd],#dekking[data-astro-cid-5c2a2cyd]{padding:56px 15px!important}#premie[data-astro-cid-5c2a2cyd],#procedure[data-astro-cid-5c2a2cyd]{padding-left:15px!important;padding-right:15px!important;padding-bottom:56px!important}#faq[data-astro-cid-5c2a2cyd],#ao-beroep[data-astro-cid-5c2a2cyd],#ao-statuten[data-astro-cid-5c2a2cyd]{padding:56px 15px!important}#ao-aanvulling[data-astro-cid-5c2a2cyd]{padding-bottom:56px!important}#ao-cta-band[data-astro-cid-5c2a2cyd]{padding-left:15px!important;padding-right:15px!important;padding-bottom:64px!important}#ao-cta-band[data-astro-cid-5c2a2cyd] h2[data-astro-cid-5c2a2cyd]{font-size:clamp(28px,8vw,48px)!important}#ao-cta-band[data-astro-cid-5c2a2cyd] p[data-astro-cid-5c2a2cyd]{font-size:18px!important}.ao-watis-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:1fr;gap:24px}.ao-verplicht-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:1fr}.ao-five-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:28px}.ao-dekking-grid[data-astro-cid-5c2a2cyd],.ao-loonplafond-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:1fr}.ao-loonplafond-grid[data-astro-cid-5c2a2cyd]>div[data-astro-cid-5c2a2cyd]:last-child{text-align:center;padding-top:24px;border-top:1px solid rgba(255,255,255,.15)}.ao-aanvulling-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:1fr}.ao-formule[data-astro-cid-5c2a2cyd]{flex-direction:column;gap:8px;margin-bottom:40px}.ao-factors-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:1fr}.ao-procedure-grid[data-astro-cid-5c2a2cyd]{grid-template-columns:1fr 1fr;gap:32px}.ao-alert-header[data-astro-cid-5c2a2cyd],.ao-alert-list[data-astro-cid-5c2a2cyd]{grid-template-columns:1fr}.ao-tab-inner[data-astro-cid-5c2a2cyd]{flex-direction:column;gap:20px;padding:24px 20px}.ao-tabs-row[data-astro-cid-5c2a2cyd]{overflow-x:auto;justify-content:flex-start!important;padding-bottom:4px;-webkit-overflow-scrolling:touch}.ao-final-btns[data-astro-cid-5c2a2cyd]{flex-direction:column;align-items:center}.ao-final-btns[data-astro-cid-5c2a2cyd] a[data-astro-cid-5c2a2cyd]{width:100%;max-width:400px;justify-content:center}.ao-cta-deco[data-astro-cid-5c2a2cyd],.ao-cta-mask-img[data-astro-cid-5c2a2cyd]{display:none}.ao-procedure-line[data-astro-cid-5c2a2cyd]{display:none!important}}.ao-sticky-btn{background:#f7f4ef;border:1px solid rgba(229,165,36,.2);cursor:pointer;padding:7px 16px;margin:10px 5px;font-family:Outfit,sans-serif;font-weight:600;font-size:14px;display:inline-flex;align-items:center;gap:8px;white-space:nowrap;border-radius:9999px;transition:background .2s,border-color .2s;color:#001f3f}.ao-sticky-btn:hover,.ao-sticky-btn.active{background:#e5a5242e;border-color:#e5a524}.ao-sticky-btn .ao-check{color:#94a3b8;flex-shrink:0;transition:color .2s}.ao-sticky-btn:hover .ao-check,.ao-sticky-btn.active .ao-check{color:#e5a524}.ao-tab-btn{background:none;border:none;cursor:pointer;padding:14px 24px;white-space:nowrap;font-family:Open Sans,sans-serif;font-weight:700;font-size:15px;color:#64748b;border-bottom:2px solid transparent;margin-bottom:-2px;transition:color .2s,border-color .2s}.ao-tab-btn:hover,.ao-tab-btn.active{color:#e5a524;border-bottom-color:#e5a524}.ao-ins-card{background:#ffffff0d;border:1px solid rgba(255,255,255,.1);transition:background .2s,transform .2s;clip-path:polygon(0% 0%,100% 0%,100% calc(100% - 24px),calc(100% - 24px) 100%,0% 100%)}.ao-ins-card:hover{background:#ffffff1a;transform:translateY(-4px)}.brand-why-card{background:#fff;border-left:4px solid #E5A524;box-shadow:0 1px 2px #0000000d;transition:box-shadow .2s,transform .2s}.brand-why-card:hover{box-shadow:0 8px 24px #0000001a;transform:translateY(-2px)}.ao-stat-panel{background:#ffffff12;border:1px solid rgba(255,255,255,.1);border-radius:10px;overflow:hidden;margin-bottom:12px}.ao-stat-btn{width:100%;display:flex;align-items:center;gap:14px;background:none;border:none;cursor:pointer;text-align:left;padding:20px 24px}.ao-scan-btn:hover{background:#324554!important}.ao-badge-pill{display:inline-flex;align-items:center;gap:8px;background:#f5f2ff;border:1px solid rgba(213,196,174,.2);border-radius:9999px;padding:6px 16px;font-family:Outfit,sans-serif;font-weight:700;font-size:12px;letter-spacing:1.2px;text-transform:uppercase;color:#001f3f}